Cons of Private Health Care
Health care means the maintenance or improvement of individuals' health through disease
prevention, diagnosis, treatment, and cure. Health care systems encompass institutions, people,
and resources used to deliver quality health care services unique to a particular population's
needs. Health care in the United States is broadly categorized into two; public and private health
care. Public health care means all organized activities in society that seek to prevent disease,
prolong life, and promote the people's quality of life. The government usually provides it through
its national care systems. Private health care is the care that is provided to individuals out of their
pockets. Private health care may be provided by individuals or organizations and is not directly
controlled by the government. Although private health care has several positive benefits, this
paper argues that it is bad and discusses its cons. Place your order today
Cons of Private Health Care; The Commonwealth Fund regularly ranks health care systems of a few developed
countries. Its recent ranking noted that the countries with the best health care systems in the
world are Australia, the United Kingdom, and Netherlands (Khazan para 1). The United States
was ranked as the poorest performer even though the country spends more on health than any
other country (Khazan para 2). One of the reasons why the United States remains behind its
peers is the lack of insurance coverage. This means that there is a significant disparity between
the level of health care and health insurance. The author warns that although having an insurance cover lowers the mortality rate, getting more people insured may not necessarily improve
people's health outcomes. For instance, the article states that more than 27 million people in the
United States were uninsured as of 2016 simply because they could not afford coverage.
Cons of Private Health Care; Secondly, private health care is associated with administrative inefficiency (Khazan para 4). The Commonwealth report also noted that people in the United States waste a lot of time on
billing and insurance claims. Also, rarely do private health care insurance cover all medical
expenses. Although no single heath cover is perfect, individuals tend to select private insurance
plans that fit their health needs and budget. However, other countries with private health care,
such as the Netherlands, managed to minimize administrative problems by standardizing the
basic benefit package, which ensures that patients can predict the amount payable at any given
time and also reduces the administrative burden. Cons of Private Health Care
Additionally, different health plans cover
different health problems and private health care procedures (Khazan para 4). This is why
doctors spend hours trying to coordinate with different insurance companies before providing
care. In such situations, patients select plans that cover health conditions that they cannot do
without. Therefore, patients do not need to pay for health processes and procedures that they
undertake quite often. Read more