Disadvantages of the Affordable Care Act
Although the ACA has had many positive impacts on the lives of many Americans, the
program has several limitations.

First, the extension of coverage to people with pre-existing health conditions has
increased the amount payable as premium. Individuals who had pre-existing health conditions
before obtaining the cover are forced to pay more than the other beneficiaries (Chatterji,
Brandon, & Markowitz, 2016). This makes the program more or less other insurance covers
that were in place before the ACA. Secondly, people who did not have ACA cover were fined
before the year 2019. This was meant to increase coverage but was outlawed by a federal
court in 2019. This was a challenge for low-income earners and the unemployed. Third, the
APA website had a lot of technical problems when it was first launched (Chatterji, Brandon,
& Markowitz, 2016). This made it difficult for people to enroll and as a result fewer than the
anticipated signups. The technical problem also shows that the ACA had not adequately
prepared. Disadvantages of the Affordable Care Act Read more
The fourth limitation is that the ACA has seen the taxes going up. The federal
government enforced two tax laws to help generate income for ACA funding (Chatterji,
Brandon, & Markowitz, 2016). The tax payable by people with high incomes also increased
after the enactment of ACA. This means that the money is taxed from the rich to help provide
subsidies to the poor. Fifth, employers claim that the ACA destroys their business. The law
requires businesses with more than 50 full-time employees to provide them with a health care insurance coverage (Chatterji, Brandon, & Markowitz, 2016). This has prompted such
businesses to cut the working hours for the employees to less than 30 hours per week to avoid
providing cover to their employees. Disadvantages of the Affordable Care Act