Since the law was enforced in 2010, the ACA has had many benefits. It has to a great extent
achieved its goal of providing affordable health insurance coverage to all Americans and
protecting them from the exploitation of private insurance companies. Many of the people
who have benefited from the ACA health program were low-income earners, disabled, or
unemployed. Read more
According to Tilhou et al. (2020), one of the benefits of the Affordable Care Act is
that it has helped more Americans to obtain a health insurance cover. It is estimated that more than 16 million individuals enrolled for the cover within the first 5 years of ACA (Tilhou et
al. 2020). This means that many Americans who could not afford a health cover before could
now access to essential health services. Most of the people that have benefited from this
program are young adults. Secondly, the ACA has made the cost of insurance affordable to
many people than it has ever been in American health care (Heim, Lurie, & Simon, 2018).
Through the ACA law, insurance companies are required to use not less than 80 percent of
health insurance premiums on medical care and improvements. This has improved the quality
of health services offered to all Americans thus improving the quality of life. The ACA is at
the forefront in the fight against the extortion of Americans as it regulates the premium rates.
The ACA has also helped create a wide range of options for Americans to select their most
preferred coverage option. Advantages of Affordable Care Act;

Thirdly, people with pre-existing health conditions now have a reason to smile
because it was not possible before the ACA. Most insurance companies did not provide cover
for people with conditions such as cancer before because they said that the illness occurred
before you were covered by their insurance plans (Heim, Lurie, & Simon, 2018). This, in
turn, affected the quality of life and also led to an increase in morbidity and mortality rate.
The ACA provided cover to both individuals who have pre-existing conditions and those who
do not have. Fourth, the ACA has no time limits on care (Tilhou et al. 2020). Individuals can
access health services at any given time because the ACA does not operate like other
insurance programs. Before the ACA, insurance companies would set an amount of money
that they would spend on an individual consumer. For such reasons, people with chronic
conditions ran out of insurance coverage. Advantages of Affordable Care Act
The fifth benefit of the ACA is that it also covers screenings and preventive services.
The ACA insurance program has helped Americans to delay or avoid major health conditions
by covering screenings and preventive services (Hong, Jo, & Mainous, 2017). Through the ACA, Americans are saved from costly and debilitating treatment later. Last but not least, the
ACA has made prescription drug costs affordable (Hong, Jo, & Mainous, 2017). Centers for
Medicare and Medicaid Services on a press release in 2017 observed that Medicare
beneficiaries had saved a total of $26.8 billion on prescription drugs under the ACA. Advantages of Affordable Care Act